# Borsayı seçimden önce 10 bin puanın üstüne çıkartacak 10 hisse

- Bağlantı: https://www.borsatek.com/borsayi-secimden-once-10-bin-puanin-ustune-cikartacak-10-hisse-106856h/
- Yayımlanma: 2024-03-11T14:53:52+03:00
- Yazar: Murat Ali Oral

**BORSATEK.COM –** Borsa İstanbul’da endeks 10 bin puanı 31 Mart’ta yapılacak yerel
seçimlerden seçimden önce geçebilir mi? Geçerse hangi hisselerdeki alımlarla bu 
seviyeyi geçecek?…

Borsa İstanbul’da 26 Aralık 2023’te 7.202 puandan başlayan son yükseliş trendi tam
iki ay sonra 26 Şubat’ta 9.450 puana kadar devam etti.

Buradan başlayan geri çekilme/kar satışları ile bir hafta gibi kısa bir sürede 8.736
puana kadar gerileyen BIST 100 endeksinde 10 bin puan beklentileri yerel seçim sonrasına
kalmışken beklenmedik bir şey bu beklentiyi bir anda tekrar canlandırdı. 

Uluslararası kredi derecelendirme kuruluşu Fitch’in, beklenmedik not artışı ile (
açıklamadan iki gün önce başlayan alımların da etkisiyle!) BIST 100 ilk işlem gününde
yeniden 9.368 puana kadar yükseldi.

### 󠀁[**>> Sekiz aracı kurumdan dokuz hisse için “AL” önerisi**](https://www.borsatek.com/sekiz-araci-kurumdan-dokuz-hisse-icin-al-onerisi-106877h)󠁿

Borsada seçim öncesi yaşanan bu beklenmedik yükseliş sonrası şimdi şu soru soruluyor:
Endeks seçim öncesi 10 bin puanı geçebilir mi. Geçecekse hangi hisseler ile bu kadar
kısa sürede bu seviyeyi geçecek?..

Endeksin bu kadar kısa sürede, önemli bir direnç olarak kabul gören 10 bin puanı
geçmesi, doğal olarak endekste ağırlığı yüksek hisselerdeki artışlara bağlı olacak.

İşte BIST 100 içinde ağırlığı en yüksek 10 hisse ve İş Yatırım’ın bu 10 hisse için
açıkladığı getiri potansiyelleri:

![Borsayı seçimden önce 10 bin puanın üstüne çıkartacak 10 hisse Borsatek](data:
image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAUoAAAEMCAYAAACiKP90AAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAAAJcEhZcwAADsMAAA7DAcdvqGQAAFQuSURBVHhe7Z0LuFXT2sfncXKEkEtCF4WOa7od5JAUIqVIEdKF7RJyKSmSO5EoIhFyO6hDrudzOe5yPV
+d3HLN5UNucZB8vo5jfuP37jH2nnvuudacc62191pr9/6eZzxrzzHHmmvuOcd85xjvGOP9/843/Nd//Zf3/
fffe4qiKEptahjKQw45xGbXHwsWLPC6dOlit5RVBb3vSqmQpC6uZj8VRVGUDKihVBRFiUENpaIoSgxqKBVFUWJQQ6koZcR
+++3nzZgxw2553oUXXugdfvjhdqtuuOuuu7yuXbvaLc/76aefvA4dOnhPPvmkzWn4ZDWUzz33nHfllVd611xzjc2p5qOPPpJ9n3zyic0pHO53/
+///s/mVLN48WLZ9+GHH8r2p59+6p1zzjneE088IdtK+eLue6b0n//8x5bMnRNOOMHbY4897FYyfv75Z2/
zzTf3pk+fbnPqBvdMXXfddTanNhtvvLF3++23i7H6+uuvvTvvvNNr0aKF3Zue0047zdtll13sVjQ77rij9
+abb4rBhBtuuMH7/PPPvfbt28t2WrjPEyZMkOf2v//7v21uNa+//rp37bXX2q3iEK6LHtOD/va3v/l/+
ctf/H//+9810ujRo/3VVlvN/93vfufPnDmzxr6HHnrIN8djalGN/LTp5ZdfrpXH73LsL7/8sta+2bNny777779ftp999lnZPuOMM2qV1VS6Kdt9z5R
+/PHHWt9JmwYOHOhvtdVWkfsypX/961/y++edd17k/kKlMWPGyO/wvD3//PORZZYsWeJ36dLFX3fddf0mTZr4PXv29JctWxZZNkk64ogj/
JYtW0buC6YpU6b4a6+9tm8Mtd+0aVP/5ptvjiwXl+655x5/zTXX9E0r2D/ooIPkmOH/de+99/YPO+ywGnl1mZLUxdiut/
lHvN133927/PLLPXMAm1s67LTTTt7HH3/sjRs3zuYo5Y55QUpdCyfzgNkSDZMHHnjA23fffb3GjRtLqzGK1q1be
+bBlpYYrbzHHnvMW2+99ezeuuOUU07xli5d6j3++OPeZ5995h155JF2TzpMg8vr1q2bd+utt3pz5871zEvLu/
766+1ez/v73//uvfDCC97ZZ59tc9KBO+Dhhx9OlJK4DlxdTOSjpIlMtyCqCx7GtEy94cOHe/379xfjRde4LqELghH/
5z//aXMqufHGGz3TepCKx0295ZZbanTl4/abVoRnWhBShnTppZdGugKU+uXbb7/1Tj31VM+0Qry7777bO/
jgg72+ffvKvYq6Pxgc6iLd7VGjRnnffPON3VMTFl0cd9xxXp8+fbxjjz1WjFEcdEHpugbdT3H1KhM8tB988IE3bNgwr0ePHvIgR7ka3n77bfk/
jj76aDlPnkmuB8bFcccdd8j1cHANLrjgAvn7vvvuk25vpq5t+LsO04L0TCvPO/744+V/vuKKK7yLLrrI7s38vTDYA9wYDgz///
zP/9gtT45pWrneH//4R5uTDtwQjz76qGd6yVkTZTbbbDP7rXgSGco999xTnMjTpk0Tw5QJKho38KuvvvJM18AzzWxv1113jfRDFIrly5fLTV
+0aJHN8cS5zc0E062QGzFy5EjvH//4h+TF7ccPSkv13nvv9Zo3b+5tuOGGUjH2339/2a8Ujx9++EHu91FHHSUGg/
pIHbjkkkvEYAQ5+eSTpRytAh5IfF9Bg+LghT5o0CDPdO2lhfPee+95pvvn3X///bZEbSZPnizH32STTaoe/
Lh6lQ38f/gfDzzwQDH+tN5oYQbhON27d5eW2EYbbeSZrre8wLkeb731li3lib+eFpuDVhpG3XTTxQjddNNN8pKJIvxd4BrybOMT3WKLLaQlS4uPRpEj6ntRrLHGGjVeALTWaEEDRvyNN97wzjzzTNnOhW222SbR4BZGf9ttt7VbCYjzUa6zzjry90svveSvvvrqvrlAsh32UfKJP9NUoKrv42Ns27at
+FFcXjhl8w/w2+G01lpryT7no8RnwzY+FLZNN1zOw1zsGsfkdygbt5+/DzjgAH/HHXcU35Tbb95A4jsyb
+eqPE25p7T3nWSMov/uu+9KGdPy800XsOq73LMNNtigats8uHK/TjrppKo8kmnt1fBRzp8/X+q1MSQ1yplWnd
+xY0f5O+yjND0Yv1GjRr4xzlXlk9SrTIn/yxg+f8SIEbKNL3b99df3BwwYUKPcn//8Z3/TTTf1jSGvyjPGX87NGMuqvLDfEX8f52uMnf/
hhx9Knqvb4bLhbWOs5fhjx46tyiOFr2P4e5mSaTH72223nfw+94//x12zTp06+eblI39zXy688EKxJ9zz4DGSpL/
+9a9+RUVFZDIvmhplk9TFRmajCt4YQRjtM3ZU8nkj9+7dW95ehx56aFUQDT7Zb07MM0ZMuh3B4/CdWbNmSfckysf03XffRf4uDB061Pv9738vfzvwRz744IPSsuB7dMWAVgXb//
u//+uZiu899dRT0oXZfvvtZX+rVq3kk1ZDtv2M5uH3oduEPyYIrWRzUeXNrORH2vsOfMfdb6arGENYdYx27dpJd9UYJc9UbOlu0noxhrLG7/
zyyy/SonF5tIK4r/j55s2bJ3lAfTCNAym3YsUKyeOTFhzdWFqhdJPdceLqXfAcwtDzWrZsmXTXXTl6cdQ/
uuOcHy6DV155RXpsjBu4clwToF67vPD/yDYtX1xo4PK53lFlg9u0PGnxuRalI+57mcBdQMuYVvhvv/0m14lWLnYF9x6uClq89A64jrjAJk2aJM88rdmkmJeK1AVav0F22GEHb7fddqtxnknqYo2uNxUvnIL5Y8aMkQrBNInwPgxMs2bN5KK6PBIVxVhoOelgflwCui3jx4
+vkegSOYJl3d9UeB4OuuK9evWSC0MzGx9Ukv3m7eWtXLlSugE4sIMJQ//rr79W/ZamwieIuu8k0yqqKhP
+HvWOl7q7P3RdqY8YmXDZ4PfpHtN9D99rjFTTpk3lQXXfefbZZ73zzz9fjNiJJ55YdQxSXL3KlkzvTOoWL2G69CTqIOeF8aYMzxeGqE2bNrW
+D3HbEMwL7su2jYHG/UQjKJhPCpYN/p0tmR6mdNNxa+Er5Dnj2uFr5cXDPcNQ0hjhk/+fFwMvtKjjZUtcfxp4Dv4mL6psVAJXF2sYStN1qJFcYbe99dZbi/
+EuVuuRUkZ9uEvwYi6si45y2y6RbX2kdz3w3kQzo/a57aDxzHdBM803WWQB0c+byqc0E8//XTsfh4O4OJQ6cOJB8X9jqbcU9r7HkwQ/
n64HvBw8YIOliE53DblcOpH3WsSvkD3vffff198iAy84PNzx3Aprt5FJVrI+E2pd7SI3WADL2zOjb8ph7ECWrXB74f/
72BecDu4P5iiyga3Oa/wb5Icbjv8vbjEHEzsCX8zEESLmBcN24yq80JwZd2Aj9tOmuhR4F9ljIHE3+SFy0Vdm1r/
j2xZggVJjmDe6aefLnlYe3D5OMF5+zAQEixPZcNI0tQO5mdLjqh97h8I/nPBbfdw8Hu8oXg7M8JFa4M3dtx
+3nhc1Geeeabq+MFEuah8TfknR9Q+l6LufzDfbdOToTvLwoRgOYfb5mHlIWSgJ1iOFLzXUFFRIatiaJUwOssAjNsfV69cuXCi2023lcbHiy
++WCPxO3RTOT+MBa0tDHHw++EGCyl8LcLbwRRXlgEPjDluCJdHwtUVLJftN7IlrhsT7OmS07Ikj55D8NrTRf/
DH/5QtZ0m0aM45phj5N7xd1SZqOSoyrPbAv9sOIXzW7ZsKf674HQc8vGdYGB4q77zzjvSbeCtS2XhJIPHSJLccaNSeF9wm1EzRuhpslMB6YoxesmFZ9lV3H6OwZvtkUcekf
+F8oya8tZnlJUXhPstTYVPwGgvI6rhxAPjykD4e+C2GfnkgXNTZ1599VUZqXV+Z1eOukmLkk/qAV1c/OBM8xkwYECNY
+OrYpsZEHSv6XXgOyMvSb2KSrQi6aaTwvvovXGcOXPmyDYPPN1/DCh+O1qrboQ3+D1Hpu1gcmTaHjFihLRmMWRMK6JHxcg7BjtYzuG2kybGL7hGHN/
lYZwXLlwo95uXHbMQWB0U/F6axPnjo43aly2Bq4s1DGXQopJc4XD+6NGjxSgG99FFmT17tvh0mLOG4/Xcc8
+V5i7lg98PJn4jKi947Kh9we8Ft5ligQuASsRbmIeAtztG76CDDordzzGY9kGlwH+y1157yU1iH293WpzudzXlnrLddwZKmGYTThgNykGm77pt5uExZQgDxr1jriUPX6dOnWr8Nl1LBn5ogfKwsn/
nnXeWNdTUFVcO3PcYtKER8Kc//Un8mXStk9SrcMIA0OBg2lnUfs6DQSrX/WaMgKkzX3zxhQyy0NLjN8C1xkjhaxHeDqa4shwX448hp9HDQCfjBLwUcLdl
+l6SRJee60jDBDeDy+ea8cLq3LmzDLzQW+XeBL9byMS5R+WBq4s1IpwXap4gN59uOJWO7kI2KEu5QsMoOy0DRkB5aLipQeL2A85zKjMjYkxk5YYphaGu7nsY6jWjxXS7mNObDQwP95uHBMMQVSfiSFKvCgktZGah4DfFsNQXzGbBiGaaj5kvjG1w37iO1JOoWRCFIkldrGEoeevWN/
X1wCilhd739OA+wJdKEAt6dAz44E7AxUCXvK5g6g5Gn8ncrDLCr3rZZZeJewL3QLmT2lD269fPZtcfdIfq802olAZ639NDF5jlweaRtTmePOBMrcE9VFfgSsOYOJjKhHsq1/
XYpUaSuljDUDL1ob7RB2bVRO97buCfZBI1LTv85bTy6rJbCoxMv/baazI3le42k8QZk2gopDaUjPLVN6rGt2qi910pFZLUxRqGkjeUoiiKUpMahjJJ1I1CQ2QhplkoqxZ635VSIUldrDGPUlEURamNGkpFUZQY1FAqiqLEoIZSURQlBjWUiqIoMaihVBRFiaEghvKAAw7whgwZYrfKB8JlISKWNLHOFhEn/
ibiSSZYG0sZApICYupsEx4rEwRTIHw915KVEEFQBuT7yGzEwYqNqVOnyrEIKECABwJCEBoLWVACfShKGlgNRP2LS8jBJIX4lsSW2HTTTWVlEaHQiEqEEFoUSL8Q8o34oQTfZXUQEYXIjyLt8WNhHuXfrLhYWsxJitDSaqut5u
+xxx42Nx3/+Mc/7F/1D0Jpm222WY3UpEkTERVC7Cm8j3N9+eWXZb+56PYotRk/fryU4do4EKsib+bMmTanJgcffLDsR
+QqiLmxkm9utohlLViwwO6pzdKlS31TYaW8MZLyN6JbnTt3rhJl47y5b8WmmPddSQciYOFnIZh4Vqhb11xzjf1GdhB
+W3PNNX1jvERMDGHAU045xd94441F6G3OnDm2ZCXfffed36VLF/mNbt26iUAZzxPPA/lfffWVLVlJ2uMnqYs5G0oU2PhRTp5UjoYyisMPP1z
+n3vuucfm1CRXQ7lo0aKqmxe+sfPmzZOXTc+ePW1ONcOHD5djmbenfHLjM9G7d28pg4H84IMPbG4l/P62224r
+4cOHWpzi4cayoYDhot6hTJrEqifvPjDdWDhwoW+aS36ptVocyrhOeL4J5xwgs2p5PTTT5f8888/3+ZUkvb4dWoop0
+fLv/ABRdcICerhrKaKEMJ7sZi/BwrVqyQl87aa6/tv/nmmza3kl9++UXe1ltuuaW8VSnTunVru7cmjz76qBwbQ5ypxWi699JiphJla5nWB2ooGwYYnz/
84Q8ipZsU6nGzZs3sVk3atWsnDbBff/3V5vjSasTAhRsY1HPqs+mG25xK0h4/SV3M2UeJjw79HCKYK8kgjL4xeuK7JCo2ICGKJClR4J3EqQOfD6HwEapaf/
31Jdo6+inIB4Rx/lBU4/BJRkHkbfRc8FPedtttNldRcodQa0SeP++882xOPMgyUK+RWAiCwBiyK6gj4FcE6iqRi8gjinwQ6jmyEYwbOBljSHP8pOiod44QcmrKlCmRiRsbBZKfBDzl5hNenjWmiFURTXvixIm2VDVEj2YwBo0iOOSQQ
+QTIaowLl4gUqrZ2H333eUT0TdFyQdkIZCHQI98n332sbnxILOCoWJwpqKiQgZJgcYCekM0KBw0DDDEYSPpYJAGKOdIc/
zE0KzMdTAHcPRymFWt650khbveDtNClP04lxs1auQ/9dRTdk815s0nPs1OnTrZnMqu+IYbbuivt956/vLly21uJXS5cW6HuydhXn31Vfnt7bbbzuYUB
+16lz/4AunGUqfSYl72VWMc1NvNN99cBiDDz91zzz0nZfC/RzFo0CDZH/aPJj0+1GnXe1WH+HV0jaNStmlAwLQkug1o8dAV7tGjh91TDYJXiFUhTOVgWgRaJUyJQCo1CG9dWp9xGi1uP
+UVJVduvfVWEdtDCsIYTJubDOR7ERAjWK4xcKIuybQ2JHARJCSQroMWICD4FYXLd+UgzfGTooYyR/AZMq8xKqHtnA38lE7IDcMXhXnzySfGMtitR98Y5s6dK58OIk8j74muejbwhwLqg4qSCxgddM2RhEjjmwTq8
+DBg2WuMFK/zHVkfu+SJUvEuL399tsyl9j5HDfbbDP5XLlypXyG4VyA+ZKQ9vhJUUNZJDK9IYFQ/7ytAf1mbrBLN998s
+QziT3ol0ESADL5Rx3It4LpesunoqRl2rRp8sIdOnSoTABPA9K7LK7Apxn0O+K/R3qXfPz/tASBRgc9JeLlRoE8NiA3DGmPnxQ1lCUI3Rpahziln3jiiVqJCsoblnIOdJZh
+vTp8hkFb190lKEYiptK+YNhuvLKK6UHEzUAGQfdX8D4RdGyZUv5pGUIuIqQisYwR60qQ154gw02kBkdkPb4SVFDWYLcd9998gZkZJwpQeF04oknSkW499577Tc8Gd1j2gMtylNPPdXmVoORZMkXb1uiOTcEmVGl/
qHLjW/9+OOPFwOWjQsvvFB87CzpdXTt2lXqLtPjmMITBEPITBD2BzXY0fLCQIdne+CeYnllUBQxl+MnIWdDiUQmPjPXFfzqq6
+q/Gi0epTcYC0q/hQMItrNUey8884y55JpD66Ljr+I1iK+06uuusrbbbfdZI4b/pkzzzxTtpk7yXQK16pUlDR89NFHUneoQ
+PGjbO5mXnxxRe9+++/v8bgCfMeme72+eefi38eGRpe3k8++aTMF+ZFz0u/Y8eO9hued9xxx0m9PuWUU2R6HQby8ssvl/
y1115bGgCOXI6fCIa+c5kexBQVvh6VRo4caUvFU2rTROpyZU6QTL/D8kLyjVGzOdGwTp1yo0aNsjmVvPHGGzKVgmlH7HeJ1RNMS1q8eLEtWVxK7b4r8QwZMkTq0qRJk2xOdvbbbz8pf9RRR9mcSlhRQ71lVU2wjmJTJkyYINPgwhijK
+vKg+WZEvf444/bEtWkPX6SuqjiYg0U3qgvvPCCrEbgbdytW7eMk3aLgd53he40Cx9o8TFow3QefJ/ZoHXKShwGL
+OmJSU9fpK6qIZSKQp635VSIbWh/OMf/2izFUVRFIe2KJWioPddKRWS1EWdHqQoihKDGkpFUZQY1FAqiqLEoIZSURQlBjWUiqIoMaihVBRFiSEnQ8l6ZCLYsK6yUaNGEiORme
+soSSEUTnBumlm+CdJrDWFOXPmyPbVV18t21GwFpYyBBF1OE1wl5BlIIw+141AGEHCZUks5CfIAOvsXRy
+KAgGQECNDh06eM2aNZMgwcTrQ+ubcPhufbiipIU4j+jGs9ILbRpiDBDhJ00wXGRLwnU7nIIhBMMQT3LIkCF2qzZ1Yp
+YR5l2rXevXr1k7WTLli39vn37inZ027ZtJQ9FQfOg2pLxFHvNb1CfmGQMivwfqL6F9x1xxBHynauuukrKjBkzRrajGDBggJR55JFHbE71OnFC0iOZSTKVTfJIhx56aJU6XFRZc7NF1pb8HXfcUXS8w7z22mtVx6Q862379OkjkhKs9yY/
rFpXDHStd/lhjJdvXr5Sh5AkMS96efapiy+99JItFc8zzzwjx0AtMfyMubRkyRJbuhrWcBM/gWcgm/RMWvuUpC7mZCgnTpwoWtRBfv755ypdadOasrnxlNoD8
+GHH8r/YN5qNqc2+RrKcEAN8wYUSVr2XXLJJZKXqex7770nIvDsCwcbACotFWny5Mk1JDkBPZ1zzjnHNy1Tm1M81FCWF9Qlnonf/
e53/tFHH51REjkJzlCid5MUDJzTwCFlM5Rp7VOSuphT1/uCCy6ooeUCNMGRSgWneqYkwxhDCY0GDzzwgHxmol27dqK5A4SxCkJ3hejoRJ0mGnpYkpOgGCjQGeNtcxQlGdddd524bAhVduONN2aURK4rcHuZRoTYnjjqwj4VdDAnKPCjpKN9
+/bymUTLw0l0EoA0CP4jIqMT5TkqGrQjLkKLooRB7I76hpxCMTjppJO8008/3TO9KJuTnnzsU0ENJWI+
QJRhJR3OGR4XNRpwVgN64EEQLTNdFO+zzz7zTLdGdHWyGUxFSQKyCQS8bdOmjffuu++Kyuguu+wig4MMmlDPcoEBS4Lujho1SkTKiDlRl
+RjnwpmKOnOoQxIa+eEE06wuUoSiGh+1llnyd+HHnqofEZBaxOdHMqus8463hlnnGH3VEPYfbrYjKJ3795dWo9I6xL1
+aabbvJ+/vlnW1JRkoFBY5YFsgv9+vXzXnrpJem5oGrwl7/8xevZs2fWGSCZQDF01qxZMosDl1CfPn1kJsinn35qSxSOfO1TQQwlw/
3Dhw+XpvnMmTO9jTbayO5RosBH4vRviFpCyxAZzREjRlT5URzIanBdSVxXrrMzhFERT3r16uW9+uqr3jnnnCNvfPyUtFbvuOMOmR7Rtm1b0R5XlKR899138kndoW59/
PHH4q/kBY/xYfrN+PHjpQ4ngXCODz/8sLROV6xYIZ/z5s2TFzrBptHhLiSFsE95G0reNsxrIprwjBkzagj9NFSc1KzvM4iWnShZWnyI77zzjiSEmnr06OHdddddVfpDQRAMo2tCYl4koAmOkc0Ec8Z4Q1PpfvjhB1Gw482N4eT30BqhdaAoScDAAK6d8MsZkTrCM9I9jxuIdDCnl9YjBhMRPT4ZfHnsscfEiKFvQ4T
+QlAo+5SXoXzllVekBcMEZyx1Po7WcoJuL2STvHRd3KiBE4S+qAgkRqrxzSDaHgWGkm4NCR8LspwIuHG9k0IFpzWJ4eStTaV5/
vnn7V5FyY6TEHFSsGHwi0NY9TAtiOkhmvfrr7+KkFm+FNI+5WwoUVdjVclPP/0kMpKripEEFwmeLkMm3n//
fW/11VeXG18oMJKsCkJ5jpU3iL0HSeJ/xCEP6qtUkkJPBt0lekBRg4NffvmlfPJSzxe6+bRg89V3KrR9yslQ0oRl5IulS7SG0N1dlWDZI0LqtMqeffZZm1vN7NmzxX/
D6BrXqJBwTCRoeesy4hhcOobfh8qBTyYKzmn+/Ple48aNxQGvKElB+pXBGwZegvDCpaezxhpreHvssYfNrSRK1xseffTRSIOLLaGrjHBYPrI0dWGfUktB8A/
SUgJ8ZZm0p+nqsR40jlKTBKDJz5uR9aY4rjOBzw9fX9OmTWUQZrvttpNrs2DBAplzxqggFYimv4OuAIaOCeZuik8m4srig2RKBQ52jHWrVq3Esc6oOQM4fJdRb1qhuAgYYeQtSzeECblofhcTlYIoLxiowWVEXTr
++OPlb+oSOt+8mJmJcfHFF9vSlWBcMYq05phx4ejUqZOog+KnZP4wzwrHYMCR0XX89QMHDrSlK8FAMw+
S32egkkUV2BhAo5vnBHKxT4nqIoYyzRLGlStXVi0jypZuvvlm+43slOMSRseNN94o60nD/zvrsu+77z5bqppMyxKjSFLWvNikDOe6fPlyWfs9duxYv127dlXnEkzk33LLLfbbxUWXMJYfLD3cdttta9Sp9dZbz58yZYotUZNMut6mgSHrvIPHIRGbwBhJW6om/
E64vEsjR460pXKzT0nqooqL5QlvMOaVGQMrI9y8Id3odDGhZUw3xq1GYECHN3mpoC3K8oT6bl7iMpMC9xMzKVgemBZaju65oQdE/
WQOZTFIUhfVUCpFQe+7UiqkNpT5OFAVRVEaKtqiVIqC3nelVEhSF/OacK4oirIqoIZSURQlBjWUiqIoMaihVBRFiUENpaIoSgxqKBVFUWLIyVCyDpngmjvuuKME7STaB
+HEiKsYt4a5VCEaD+u7g4lVB6w5ZQ0rocmCEP4+XJ7EtXG4Y7KmNPx9BytoWJdNORflPAoiSbvfYM12NgiOwdpX1oEjAsV6dDSOiR3I2lwiqihKGliL7epfppRNi9tBHNSo74ZTMLh0WntTqHOtAfMo08rVDh8
+XNZLooG9//77+4cddphIoJp/QPSwzYNsS8ZTKmt+0b7mf0L/1+los47797//veRvscUW/meffWZL+/6rr77qH3jggSIPy/
6OHTvK9qJFi2yJ6mOSkImNYtSoUVVlssl3mkpRdS79+/e3ubU56aST5D6g4c09Oeigg/yePXvW0A8vhfXeuta7vMhVizsMz1DUd13aaKON5HeuueYa
+4309ibtuSapizkZyiuuuMK/8847a+lGo0nNCe655542J55SM5RPP/20zankk08+8XfZZRfZd+6559rcatAQZp9pddqcatwx0STGUBG4Isg333zjm9ae7KdcJkP58ccfi6YxBg9DvtZaa8l3w9xxxx1SeXbYYQf/
gw8+sLnVPProo3737t3VUCqpyUWLOxeGDRsmv/PQQw/ZnPT2Ju25JqmLOXW9R48eLfHeWMwexIVGYpVPQ4EwZSgaAjIKuYCYEcFNw7H80PImanRYJyeMMWwiRcv1RVeZGICEpArz
+OOPizwFXX6CDIQhVqWpRKuEXIdSftBlJsQaLq++ffva3NKwNwUdzHHC+vyjDQkXlh7fRi4ccsghEi4fEXmipgBx9YjRR7zKuDX2CC8RhJQlpqgp4qOJEgjDmEImf6gjSp5CUYoNMVIJSE2c1STUp73J21CiEshAA
+JXZ555prfPPvt4pkls95YfBOu95557JGGMeJvdeOONYqQI0JsLGDZalTiQiU4OaHjQyhwzZoxsZwJH9htvvCHXFQPXuXNnCeVGfliKwkWYvuyyy7zp06dLRGpFKSSE7qsLLW6ExQjyS6
+Hup6JNPamoOdK/zutjzJIhw4dxB9A6tevn28eTrsnGaXmo4xK66yzjn/iiSfWGMxxJPFRfv75577pLosTGX8kwUX5NIZNyuGPoVyUT8UYWNkXDGiKr5S88ePH25xqTOtV9pHwV7Zu3do3rVZ/
3Lhx/oIFC2yp4qM+yvLC+f2i0m677eabRoAtmRumtyZ+eAZJs5HE3qQ91yR1MW9DabqFvulSiiFp1qyZv8EGG8jxklJqhtI0//
1Zs2ZJuuGGG/yLLrpIDI0zOhi9IEkNJZi3mmwPHDhQPl0U9EyGEuc1xpXrinF1MFDTqFEj33TZbU5NTEtYop8zUk85jk3if2AU/
Pvvv7cli4cayvKC6PkPP/ywb3ox/ooVK+STZ79Lly5St0xL0JZMD4OLHGPw4ME2JzNJ7E3ac60XQxmEqTG8FWgtJaXUDGV41NvBtBv2n3baaTankjSG8rvvvpMbS57pQkseZDKU3FxX9vLLL6
+RWrVqJfsyna+DimK6K/6pp57qr7vuuvKd0aNH273FQw1lw2DZsmUypYcXclSPK45ffvlF7MWaa67pv/
POOzY3GWntTaZzTVIXCzqYgwSCOWkJE//pp5/a3IaBMXry+eabb8pnLiD5OXz4cPnbGC75zAYym4DS4tixY2skd32jRr
+DIDC/1157eVOnThVBNIhSjlSUXMhXi3vatGliL1AU3XrrrW1uMtLam3zOtaCGEpi6wuCFsdo2p2HgxN9ZGZAPjOw99dRTMnqdjR9
++EEc3Jtvvrk4sMMJxzdaJaY1WjWSHqfV7TTGGXFXlEKRqxY3szOuvPJKGaQ0PTObm4609ibXc83JUDLqFAXi/
Izsosu76aab2tzyhxvKnEdgVC4faFWy9CoOWpMYZ+ZN0iIMJ84DbW7mdt57773yHeZHUvEyGcKbb75ZPhva9C2l7slFizuTrrfjoosukvqL/
G2LFi1sbm3S2ptczjUW+t9pfZT4E5A+xdfFoAfO1REjRkg+/f+7777bloyn1HyUBxxwgG+6AVWJJVPGuMk
+Y6CqVgcwoIKvsG/fvrKPQRK2WUXjCPsoMxHlo2S1AYMv2UYBb7311qpzBuesbt68uT9kyBDfGE3/+uuvl1Hybt26yfFY2ZOLL6nQqI
+yvGCJLoODLLllkHPmzJlVsrM88wwghskkVwvIQjdp0kTqKr77bKS1N2nPNUldzMlQYhRMc1kuQjBl0+
XNRKkZynDiZjAlAe1iZySB9aVR5U132ZbI3VCyDhUndfv27WU7E0w5wohzjkyTYBS9d+/ekZrJrIk94ogj8p7GUSjUUJYXuWhxZzOUvMjZN2nSJJuTmbT2Ju25JqmLOYuLsQqEidDvvPOOOEeNxReBHvOA2xLJUJGpwoPf5vXXX/
dMy1G2GdDZddddpdtfKuh9Lz+KqcWd1t6kOdckdVFVGJWioPddKRVSG0rV9VYURamNtiiVoqD3XSkVktTFgs
+jVBRFaWiooVQURYlBDaWiKEoMaigVRVFiUEOpKIoSgxpKRVGUGApmKJFLQFPmnHPOsTnlB4vvne5vNu1s9LcpM3/
+fJtTE4JPsP+II46oiuyTVjccgt9xIdfCIMJE4Iwgn3zyiXynoqLC5tSE3+J7u+yyi2iAK0ou5PrM56K7zSob6izBL1hp07x5c9GuL2ld7zCPPPKIrDfmcKwnTkMprflNqp3NmmzKsEY7zNy5c2VdNdHQg4FI3brvpLrh4L7Dum
+CAgSjnDsI4NumTRu7VcnixYvle8YQ25xqWB+OZC37kYcoFrrWu7zJ55l3Ug2sxw5qbQdTUHf7iSeekN8igMbJJ58scRdOOeUUf
+ONN5ZnY86cObZkJWmPn6Qu5m0oiTJM1GB+PJeLVioPTFLtbMhkKNHN5uYg1M51CeKMXhrdcPcdZB34nDZtmt1TTRpDSVAPd0withcTNZTlS77PvDNk4Yj
+mTAtQGlQhOvMwoULpVFCoyNI2uMnqYt5db2XLl0qXcd11llH4iCWM0m1szPxwgsviPawefNJt53oy0lIoht
+xhlnSHBT8yaNDc6bDaJIm5eid9RRR3moNCpKWorxzJsXv7fBBhvUWj3TqVMneX4IfBEVf7KQ5GwoCQ7LBSNiMNKu/
CPlzLyE2tlRvPbaa97BBx8sf3OcnXfeWf5OSpxueLNmzUR2k2hAGMtcOPHEE8XPOXjwYNETV5S0FOuZ32STTbxly5bVCuD7448/
iuTzFltsIX7LuiRnQ0nrBKfpbbfdJlrT5Uwa7ewwS5YsqWqB3n333V63bt3snmhy1Q1Hw5jw9bQEv/32W5ubDOQnZsyY4fXr1y9VK1lRghT6mU
+quz1hwgQxhDwfFRUVEkIQeHZ++eUX7/zzz5ftMEXX9R47dqy/2mqr+ebhszm+//jjj+fkrygFX1Va7Wzno7z99tv9bbbZRiKHhx3KYZxvMCpl0g1333GBf5HOZXvMmDGyDXE
+SqKuc36mlSuKd6WC+ijLi0I+82l1t8H0hmQMgTLUZ4Lw8tyYBoctUU3a4yepi6kNJReKC3bGGWfYnErK1VAywIFTOo12tjOUjLpxLfibyOLBCOhhnNFLoxseNpSMWFOGCuJudjZDueGGG8r/
wDkyashIZamghrJ8KPQzn1Z3+6WXXvJbtGghg54MoJpWom+641J2++239xcsWGBLVlISut7IE2DNGaJ3GtMkhu05iV133VW2kUpIQrEfmFy0s4OGkqkLGFO2jz76aFuiNs7opdENDxtKMF1vyTvmmGNkO5uhJBEWf/
LkyWKIMZzhSlUs1FCWD4V+5jMRpbtN44Df5llD7sSBAXStXBo6fDeOfHS9czKU7iHMlgYMGGC/kZ1iPzADBw6MPP9gChtAZyjvuOMO2cYwMSWIvPAUH0ecoaS1x/
599tnH5kQbSlqtdPdpITJPM5uh3HHHHW2OL/POyKNsUACtWKihLB8K/cxnw83xff7552UbITC2M7VaaR2yf/
bs2TYnO+HjQ5K6mHowhwEIHLrhxPQaQDKV7XKYLpSLdnYQBn5g22239ebOneutu+66IsHJ4ExakuqG49RmZRAjkDios8EovgOh
+UMOOcQzRlIkRPnfFSUJ9fnMh3W33XNBXhQtW7aUz6Ra9bnqeuc94dxRjj5KfC+cM12ITLhWXfD6uBZleMI53XgmwNLaw0cSJFuLErlOnMzsv/
rqq21udIvSgb8F5zb+ymyDOUEYzEEGl320XKNW+tQX2qIsf+Ke+QsuuMA3RtS/5pprbE4l9J6i/PnYIbrSpuFhcyrrMm4jfJThBSAcA4VU9htDbXPTHR/
qpEXZkKAVyNtlyJAhNqc2tMKAqT9x0FKj5Ubrk7mY5gbYPdXw1h02bFhVMsZQFOKYsL7XXnt5J5xwgi2ZHdPFFzU698ZNgjHiMi3JdMlljWxFRfRacEUpBC
+++KIsvli4cKHNqYSpbuhzmQaKN2vWLO/666/3jj/+eHnWjCHzjIG1JSt7azxLprHg9e7dW6b4EMvgySeflGl5zGGmHnfs2NF
+I93xE4O1XBVblLlqZ0OmFqWDkW32M0Lt1pS61mE4cdwo3XDI1qIE1zpM2qJ0ID6Pg5wyEyZMsLn1i7Yoy5
+4Zz6Trnda3e0ffvjBHzVqlN+kSZMa5dH6pv6Gp72VlK53oVCRqVUTve+rNrlohBP1atGiRdKiZFyBSe9unCCM6norDQK970qpkNpQqq63oihKbbRFqRQFve9KqZCkLq7So96KoihJUEOpKIoSgxpKRVGUGNRQKoqixKCGUlEUJQY1lIqiKDHkZCiJFBLUyI1KqXVzi0S
+GtgPPPCArDlFt6Np06aStttuO1nHTWQiB2Hp+Z2TTjrJ5tTm2muvlTKZ5Bq47qx7bdWqlUQZIrVp00bO/
e2337alqknym4qSBGRRjjnmGIkTQL0jRgKrYnr06BGprR3H+++/L/o7iIOtvvrqUo+PO+440cZJQiZN8S
+++ELy41JSPawqmEeZdq13Wt3cbBR7zW+2ddGs886kgU3g0MGDB0vkEiIGdevWzT/ooIMkWjmRTvgOycWnfPnll2V77733lu0okJ2gDEFQwxDpyFRQ2b/
llltK9B+OxXpy8rgX4XWsSX6zWOha7/Ji+PDhUpeIu7r//vv7hx12mATsdfU/TdBeY1hlnTbf41isze7atascn1irmWSiHdk0xQnIG2WPXCJwL98LRjRKUhfzMpQEh8iXUjWUBKhwQSmiNLBNi1H2derUyX/
zzTdtbjWEXCPgxujRo2U7H0P51FNPiZFs3Lixf8UVV9jcaggMQNRmQq4F9cTVUCqFgnqHbk04cMsll1widYwALUlYvny5vOgxkuGQg0g8cCw
+M5Gvprh7boMBbdRQJiCToTz88MMlPxz5BNDwIK5d8+bNM0b2AVqkGCvIx1C6Vm2m6OkwcuRIKUOr1qGGUqlr3nvvPaljHTt2tDnZefDBB6X8wQcfbHOqIUpQ06ZNJVpXFDxrW221ld
+2bVv/7rvvluOkMZQLFy6UBkf4WU9SF3UwJ4I4DWz8I7/99ptIYZo3m82tDdHR8W3mAz7U559/XiIyn3766Ta3Nkh6EtHcdEu8n376yeYqSt1CfQNjfOQzDmShoV27dvIZBIUA4koyLmCMl82tpBCa4sg2E8M1ThkgirwMZUF1c0uEJBrY7iZSJi1Lly71pkyZEpkIQhrGtN7FKHfo0KGGtEOYFi1aSOVD55ggwIpSVyCTYnqg8twTJBc9fNMFt3uzw0AQZJIiadasmXzynATJV1OcgVWkXfbdd18539TQrMy16x2VMunyZqKUut50eXFOx2lgI5VJuTQ62a4bnCQFu96XXnqp5EW5AML07dtXyjqhJe16K3UBgaZdXTWNhRrqiHG88sor8uzwDEUN
+LpxgeDAZCE0xXfaaScJ1P3qq6/anGrqrOtNODamyrz77rveihUr5HPevHlely5dpDXDNIJyg/+Bt6O5idI9ePrpp
+2e2vz73/+WkPKNGjWyOcnhGjE1ISoddthhtlQ1/BY0btxYPrNBVx/cdxSlLkCG5LrrrhMXFcFxkWtI2ps0jRCZ4vbll196u
+66q3f00UeLZENFRYW31VZbeabRJuVcQF5+54orrhC308iRIyUvLbfeeqv0Ag8++GCZGpQTWMu0LcpMZNLNzUaptChJSTWwcShTPukUKMh1MOfaa6
+VvAMOOMDmZIbpGpS99957ZVtblEpdwyg0LTWeiaQwcs5MDaebT0K3G616J437wQcfSFm2kXCYkqOmOL0
+zo3pRMg7R5GkLhbUUEKUbm42SsVQptHAxmix37ztbE48uRpKRtjJY35ZNlBUZBSeLop7SamhVOoDVA2pZ2lcbg7mTLqZIxjQddddV6b
+OPLVFHeuKxpBmUhSFws+6p2zbm6RSaOBzUodmDlzZmw39+eff7Z/5UbXrl1FH8S8DcWBnolrrrnG++qrr6Rrz8COotQX1HGe
+VxcUaYHWjVzhJVpP/74oyiTOnBJMYgTTkk0xRk9J59u/MSJE21ubuRkKBk9+s9//mO3qsFPwUi4af2UvawEo2t77rmn3IRBgwbVMIgjRoyQ/
9FJZUZdC27Sqaeemps0ZojTTjtNPpkCRDTmMPhTzZtTKuvYsWNtrqIUjkwv6Tlz5shyZZ6HTTfd1OZWcuGFF0pDAwMYByPp559/
viwBHjdunM31vK233lqmDIWTM65rr722bNOYCHPRRRd5X3/9tUjV5t14oFmZtuttTszfYostRELyhhtu8E3LqkoiEv
+keQvYkvGUStc7PAkV8LnSJWf/0KFDbW4lnDcjd+zDB2KMmVyHq666Ssq6pVKFWJkDAwcOlH2svmHlwtSpU8VvY4x21XIuUyFs6Urcb9KVQYg
+Kk2fPt2Wrl+0611eUMfatWsn9XnWrFnidnJ1j2eeCeBhMsnV4s7iODwvkyZN8g899FDxc3IsY3htqezEjXojyYy8Le4o08u1udEkqYs5GUpnFDnRYMqkm5uNUjaUkE0D
+91335U1r/hVgteBxDKtMWPGVPlf8jWUQD5rbYO/Q+L8pk2bZktV434zW2INbzFQQ1lesOKL9dnh+pPtmc9kKN94440ax8BI9ujRw58/
f74tEU+coRwyZIjsxxDHkaQu5iwulosubxQNQWSKbjn/B5FL1lhjDa9t27YSQaiuYBI6K3boahO1KJfrXmxUXKz8oJ4zdQ5/
OStcWODAPST6TxqwHaw2w+YwNtC+ffui+tWT1EVVYVSKgt53pVRIbShV11tRFKU22qJUioLed6VUSFIXNXqQoihKDGooFUVRYlBDqSiKEoMaSkVRlBjUUCqKosSghlJRFCWGvAwlM/
WnTp3qdevWzdtkk00kcCwz7RcuXGhLlA8EIt57771lVQ3aHSzOJyApwT5vuOGGrDo0RDshICiaHpnIV9eb1Qxca7RJ1llnHVmVw3l2797du/
766yMDc6iut1IoCq3rHSaTTncUBxxwgDdkyBC7FQ2rBonyRaAOVg42b95cnu+cz5V5lLnEoyT2nAsJT5Db3XffXeI0EkSCGIpJKYU1v8jRmhsvCm0EAmVda8
+ePauCXpBuueUWW7omaBSz39wMOUamYL/5rPVeunSphLJnH0Ex+Jtr3blzZ3+ttdaqOi4qdkGS/Gax0LXe5UUhdb3DZNPpDkL95tkg5uoee
+xhc2vzxBNPyPEIiEGAX4LHEGOW4MCsKw8H3khSF3MylATY5GHlIh199NG1HtA0FPuBMa03+T922GGHqqjKQR599FEJRpzJULoK5DSJuTFR5GMoe/
fuLflc8/A5EmHaBU4NRzhSQ6kUikLpeodJqtNNhC6MHGVI2QwlzwkNl3AdQ64Wo7711lvbnErqzFASmouTJUxXvhT7gcG48L/
cdNNNNiea77//3v5VDWHmuclECiKUExGVWrdubffWJFdDiaEmj7djphfSJ598IiGlqBzBFq0aSqWuSavrHSSNTjc2h
+figgsukHLZDCXPYbNmzexWTQgVh8ENGvwkdTEnH+Xtt98uPorJkyfbnPLFBeQl0G42nNhREKIvL1u2zOvfv7
+3/vrre3vttZcEMcXfWSicvxJhJXySURjj7A0bNkz8lAQcVpT6Iq2utyOtTjd+dgTGjjrqKJuTGcZLeC5N48/
mVEL0dETNiLiF3zINqQ0l/yCRvdu0aSPKhSgHIvLPhUJ797nnnrMlywPzZpLPyy67zDNvLZFTSIp5C8oLA1U5QD4CTBdFPqNIq
+tNhHUg2no2XKg105WRT0WpK/LR9XZgK6jbuep0ZwMlAAwhSgQVFRXe66+/LvmjR48W3XsiqaeGZmWarjfNVL7WuHFj8e0RuPNPf/
qTRDzHyUr3jyjfSSmFLpgxcPI/kfif6D736tXLHzduXMbBGfNmEodxp06dbE5lV5yBLQKcLl++3OZW4rrBSVKw602Xm3OK005Gr5jvbrfddjZHu95K3ZCPrjfko9ONcB7lsnW9AX
+q82k6O8VAqGm92hLV1EnXm6YyMI3GPJwiwGV+yFuyZIk3d+5cmTowfvx47+2335Zy5QC6H3SjiZ7E/0Wrz9w4aWUSVWTAgAG1BMZwP9C6RhPEQdDe3r17S9m77rrL5tYkra43AVJptQbFz6Jw
+ymvKHVJPrrehdDpjsM0EEQ7ipbqQw89JNOamF5nGi9y7rlMX0xtKHlogYjm4dBEzDnE2GBAHnjgAZtbHuAvoTuBwcfQ0b1AHIw5i/
fdd18tkTD8KsD/Guw+86IAXhpR4Mvkt6KSeevZUtXgG/3tt9+8xYsX25xoPvjgA/lk/qei1CU0DhDsQvmTeYkYoFNOOcXuzQ6GslWrVqLSGnxunF8fxQS2c7UfPI
+DBw+WsYcHH3xQ5lIyz5jnGuNJA455mN9++639RkJoVqbpejOcz9eYMhMFGhXsRy8mCaXeBWPOFf+PaQnanErND7oO5GdKzMlkNNqR66g3c9bIu/
HGG21ONBdffLGUC2rgaNdbqQ/S6Hrnq9Md1/U2PTPZn6kLv++++8r+2bNn25w66np36NBBWkXoZkStBmFUCRhZKgfidLe33357
+eRN5bj11lullYfTmJZnOOGoXrlypZTLl/32208+GWjKBN0KVg+B0xxXlPoija43LiYGccIpiU53Emjdguv5hmnZsqV8Bp/
nJOQ0PQg/HKPDNL2DcMFo7uKrc6PJpQ43hpuS6cLdfPPN8hmc/kBXfK211hK9baYEhRO+G27Uvffea7+
ROxUVFfLSYUQcV0AYjOSxxx4rYmO4QnB/KEqhCU+1caTV9c5HpzsJXbt2lWcPrXumCAWhYUc0c/bvuuuuNjchNCvTTjhH4tW0KmXk2zy80txF55cRYA551lln2ZLxFLsLRpeac2Z0GYlLYzT966
+/3j/33HP9bt26yYgZE2Jp8oMbnWMJYTZY6cN3GY2GXLveYFqpcr3ZZwy2yOaiiUz54Pmz8iCI+03V9VbyhRkehdL1jiJu1Ds84ZzVNWyTWEYcxC0iYTYOtg0dcZ6hPn36SP4xxxxjS1aSpC7mZCjhmWeeqfJNuMS0mClTptgSySj2A2Nah7JEMEqnnOVO3Lig78XdhNtuu83mRHP22WdLuVGjRsl2PoYS8ItynlRKyriEL7R///
7y8grjfjNbUl1vJQmF1PWOIs5QRv22SyNHjrSlKmEFG88dq9WC5TgGjQym8QVJUhfzEhejKWseRhlxpe9P99S8YezeZJSKyBRuAyammpajbNO1pnmOP7aU
+Pzzz70XXnhBVhlwbkRuYgSx3FBxsfKjULre9QWr7ViAgVuKrjzThZhFEiZJXVQVRqUo6H1XSoXUhlJ1vRVFUWqjLUqlKOh9V0qFJHUxp
+lBiqIoqxJqKBVFUWJQQ6koihKDGkpFUZQY1FAqiqLEoIZSURQlhtTTg7744guvX79+diszZ5xxhjdo0CC7lZlSmiaCjMWYMWPsVjUE/
0DuwkHsvGnTpkmMO+LarbbaahIQYLvttvP23XdfuY5RgXaJsUeQDVY3uADIBAPYaaed5Dt8l6CmSEwk5aabbpKw98OHD7c5lRDJBe0QgnQQuJRAJaWETg8qL9D1RnubT1bmsEoHDSdWu5x11lkiB5EPHJu4kQTcCcd
+DUM8SVbYROnfRxFXPlFdxFCmWetNcAiCLGRKqBJyWGNc7DeyU0prfglgQaAItMn5Hzp27CjbxOB05KIBvmLFCn/
w4MHyPdaPE2yD7yE30aJFi6rvEYiDNeLha+rWrDpZz2Di+rk13YS6J1gAiTW4LmYm/w/a4KWErvUuL8pJ19uRtHySuphzUIxMDBs2TP7hhx56yOZkpxQfmIkTJ8r/
QDDcILlqgLtrQnSlN9980+ZWM2/ePAloSmSWKExrU74fpfcBmQJuICWKUWZfksAE9YkayvKinHS9IU35JHWxoD5KAm6iFUNwjIYYQBYdHXPNJA4lUhhh6Do/
88wzEuPSQdAQ9HWaN28uXXYXCDgIMfvo0jgVx0JB0AK68vDiiy/Kp6LkAgqGaDqFZV6RMAFcd2lBm4rvI7cSF6gXqQmUHuO65Y605eMoqKE03UaJKnLeeefZnIZFLhrg
+F6Ihk5wXfPWtLm1IepS0A9aKDDQYFrC8qkohaQUdb0hbfk4CmYoH3vsMc90PaVVla9jt1RxUdvTaICbZr18JhkAqwsQf4IddthBPhUlX5A7IeJ5qep61wUFM5QTJ06UZnlO4uJlAspzdI
+/+eYb7+STT5aRbuLc8XJAojdKBvPrr7+W1lz79u1tTv3AaDyaPYxI0rVhFoKiFAJaakOGDJHZIHvvvbeMJkfFecwEdXHevHnS3e7Tp4/
NLW0KYih5IGk5odfCVJeGTFoNcLrrTB9KIryUL7zpMcqkjTbaSKYMEdQXjR+diqMUilLX9a4L8jaUiFtddNFF4mNrqL7JMPhW6Hok0QAnCjmR4ImyXNcgQkZ3iIRaJuy///
4yl1JRCgWDj6Wq611X5G0omXiNFAQ+BxTWVjWQjMAQTZ061Zs1a5bkPfvss/IJvG2BVmddg6G8+uqrJaGG2bp1a6l0M2fOtCUUpbDwQt5qq63EBnz66ac2Nzs0GmhRjh07tipRZ4EWKtv4LkuJvAwlo7/
4GfBP4KNs6OSiAe6mSWGs3Kh5JuKOnwaMJG4C5D+ZzvS3v/3N7lGUwlJKut51RV6Gki43gxU0w1u0aGFzGy7cRG5gGg3wESNGiOYxutwVFRXSDQ/
DC4eue6HmfDnQOGZZGFO2aPFHDTYpShJwNUVRarredUXOhvKjjz7ybrjhBpmnN27cOJtb3uBzpKvKGw1YA8q28y8y54u14AziHHnkkdLd5hrgm2XqENvsC/
pqUahjwjnrrulOUKGYvIsBo7sxbNgw0Sq66qqrYlucucAkYea3cu74VpN2jxQlCPECqKfUf+YG00NijiINAWa7MMAThkUO999/
f0Fe0PhDeRZdY4SpeWyTGCMIk7Z8LCzPyWUJ45AhQ2Rp0KRJk2xObpTSUjbWq/I/hdNjjz0m+9NqgAd59913ZX3suuuuW
+u7W265pW8qoP/555/b0jXJdQljEHeMnXbayV++fLnNLR66hLG8IDbBemWi6w1pyiepiyoulgP5aIDTauR/
JgoTEX1ogRJ1aFVDoweVH9TdctL1TkqSuqiGUikKet+VUiG1oVRdb0VRlNpoi1IpCnrflVIhSV3Me8K5oihKQ0cNpaIoSgxqKBVFUWJQQ6koihKDGkpFUZQY1FAqiqLEkLOhJBwSkXFYCM9aT9Z8E
+3YSQ+UIzvvvLMEHk6SwvH3CA5CeCimGXAt0Dzm2uy5557epEmTZL+DaD5Rxwwm9Lodrnzcmtm33npLyqEXoiiFBPE71nvvuOOO3h/
+8AeJFkTUsB49euT9zKO7TcT0TBB7IfhsRCUCczjq5FyZR5l2rfcTTzwhOrzGIPgnn3yyP2XKFN8YDn/
jjTcWicg5c+bYkvGU0ppfp5XtEhrGXCLWcYf3BdekPvzww3ItKNu6dWu/X79+kswNlO+S37RpU1va9/v06SN5XK/
wcV2aOnWqLV1d/umnn7Y50SRZ810q6Frv8qIudL2T6m4/88wz8tvEWIh6VkhLliyxpdOfa5K6mJOhxACYVmStHzAtHjkRBPiTUsoPzIcffigXnP83E
+ZtJ4EueEGgcRzWPV66dKm8TNZaay2bk9zwOdRQKsWm0LreaXS3naEcNGiQzclO2nNNUhdz6novXrxY5CXDs9k7deokAWMJ5x4Vd7EhQgizH3/
8USI2o0gX1j2m+00INVQqFaVcKbSud6F1t4PUhQZ5ToaS2IrLli2rFcwTg/Hll1+KJEH4JBsiRABC4gEhL9QOs7H77rvbvxSl4ZCrrnehdbeTkOu5Qk6GcsKECWIICdpZUVEhIccAS/
7LL780aMnaIE8++aSEniLEWpMmTWxuchBQcsFEw8l0o20pRSktCHxLIykfXe9cYLDy2GOPld8lOHYS5ceCnSv971wC9
+IDcD4GnKQE8FxnnXUyBpfNRDn7KC+77DLZf+KJJ9qcZDifY7ZkXja2tPooldKiQ4cOVfWUQcuvvvrK7knPZ599JsdJ4qOMSrvttlvGYNmQ5FzrzEdJa4epMJ07d/
YeeughGYpHthbZSkLCryraLCtXrpTPXN0MaIEjthSVBg0aZEspSmmRj653LhD+ETnbd99911uxYoV8zps3z
+vSpYv3wgsviP3JRMHOFWuZpkX5888/S+uRqS1B62z+Ad8YTxnqZ7h+2bJldk92yrlFaW6A7EdmIQ066q0tyobCokWLpGfJKHYuJGlRZgIbs9FGG/
mNGjWS48SR6VzrpEVpjKqIbdHXR8TcgRzC5MmTJX/p0qXS0mzouFH/V199VT4VZVUjF13vQrHhhhuKRDSyFIgdxpHPuaY2lHSvgdnuUbRs2VI
+M0m6NiQwlOiGcOFRWsxGITW7FaWUSKPrXWhQF+W3g422bOR6rqkNJVrR/JDpBsoUoSDMnSRaMPsZCV4VwFfL/
4uM5/z5821uTVg2xfJIRSlXwlMBHWl1vXPh0UcfjZyXja+RkXB+Oyhjk8u5xpGTFARa1GhU06JiKhDNX1pV6FrTNce5it51EkpZEoDmPHNCd9ppp6zd6
+OPP150utdYYw1v33339bp16yZrvVFpZHoCg1+8wdzgD2vkuU49e/aUclEwYfaQQw6Rv5OUv+WWW0QdjxfZZpttltEw77XXXiWxFlylIMoLXGv0FlmXzYAI3V2eibvvvlumyN1xxx3eoYceaktX0rt3bzFyzJUMxi4AdLeZSkjP85xzzvG23nprmWoIHTt2lLgRDhayMEe7T58
+Xvv27b3ffvtN1n/zmwwi33XXXVWTySHtuSaqixjKNIM5wBrNUaNG+U2aNBFHrEto6U6YMME3F8CWjKecB3OCzJgxw99hhx1kMCt4TVgT36tXL9EEd
+Q6PShbYqmkG8zJllgHWwroYE55UWhd7zS628cdd1ykln6m3057rknqYl7iYv/617+8RYsWyeCOOQmZLkSUjjQ0tJYFTXu6A0xjwG/
C2zFTK3BVRluU5Ucxdb1pOTK9h+XRTMfbcssts652S3OuSeqiqjAqRUHvu1IqpDaUquutKIpSG21RKkVB77tSKiSpizktYVQURVmVUEOpKIoSgxpKRVGUGNRQKoqixKCGUlEUJQY1lIqiKDHkbCjff/
99WV+JmBiz3du0aeMdd9xxtQJllAu5am0HE2uxTzjhBJluEEXa3wjC2tgDDzxQQkURXooVUKyPHTBggDd79mxZiRAkqRa4oiShmLreHH/
o0KGybpuYCfw+KwFZG05IxzBpdcATwTzKtGu9zYnLWkqkadHNZS1m165dZT3lNtts43/zzTe2ZDylsubXradOq7Xdtm1bkeclIYVBnrmRNco60v4GIAH85z//
Wb7H2vpOnTr5/fv39/fdd18JQOrWlqNbHMT9VtLgwPWNrvUuL4qp602sBH67ZcuWft++fX1jWOW5I49nIBwkPK0OeJK6mNpQLl
++3N9yyy3l4oQfwmOPPVZOkM+klJqhzCfq+MqVK/2ZM2fKtSERVCNI2t/4/vvvZSE/lRFN46gXENevd+/
etbTU1VAqhaSYut4TJ070582bZ7cqQWmBes93x40bZ3MrSasDnqQupu56mwfPM9ZYQn+Zi2NzKzFvB69p06ai
+bIqggsC9wNR3lnE/9RTT9k9uXHGGWdIwBFCrs2dO1dkccOwooCVVYR5U5S6opi63pQhrmWQNddc0xs5cqT87VRg65LUhpKIHEA0jjBEySFaDlGFjJW2uasevCzAdCnkMxd
++ukn8T1yTSdNmmRzM9O9e3f7l6LUH8XU9SaeZX2R+knGkQo//PCDfIZp1qyZfEY5WcuBQmhtL1iwQJzOOI2jSPIbhK9jgIagpQyYKUqpUCxd7zAPPvigfBKsOopcdMAzQv87jY/
ylVdeEZ/ZJptsUsMh6nC+sUzBPMOUmo8yW8qmtY1/8rXXXvMPOeQQyT/iiCMkP0ia33AKj7kG2lUfpVJX1LeudxTG6MmgafPmzWv57tPqgNeJjxKJgSOPPNL78ssvRRfn6KOP9k4
++WQZqkfhDMkCSBvAt1RIq7XN9AimStDSZuoO6pNMEaLbnIkkv/Htt9/Kp2vBB8FfQ5c8mGh5Kkp9UN+
63mGY/mMaEPLczZw5s5bvPh8d8IxgLdNOD2LkC8mHVq1aVVlqpryYE/Dbt28v2x988IEtnZ1Sa1EmbYG58kyTQBbDvDBEX7hFixYZ//
c0v+FalKZbY3OqYZSvZ8+eVYnpFYwiBtEWpVIf1Leu95tvvinPGL9500032dxkZNIBr5MWJTDyddFFF8mkTdPs9T7//
HPPNL/lLcMo7WabbSah2lcF8IFcffXV3o033ij+Gq4FLT4GtPLB+V0WL14sI+hBLr30Uu/JJ5+sSvkMGilKPtSnrjeT3nv16iWLWmhJph0ISqsDHiTvJ4xmL4YRkKV0ammrIkxjGDx4sMwMQOUtvFomDcwe4KZieJH9VJRSpT50ve
+//35ROGU2yJ133pnzaHlaHXBHwZoijIQhXcvUGNM1tLmrHjfffLO0Bll2hYxtPpx11lnSWpw2bZq0WhWlWDDKHUV96HrPmDFD5nA2adJEfKEs281GWh3wJOQkBUH3mgeXH3NKjDhLeaOgL
+30qJNQKpIAuWptP/3007Um3tMFQdub60Qrc+LEiZKf9jcAxzlTL+guMHjGYBprvM1tk+4O04lIuDpYf
+9I8lvcq2INuqkURHlRLF1vDB4LOWD//feX7nMUfJdnDtLqgCeqixjKtIM5pmspDliXcKz26NHDnz9/vi2RnFIbzMmWsk0PCoPGtjFQ4ji
+7bbbJC/tbzhMZZNBG65zuDxLHNFBfumll2zpSpL8FlrgxUIHc8qLtFrZUAhdb6bdRZUJJ9OTs99IrwOepC7m1KLEKj///
PPyHZrDWO0WLVrYvenQlkVycGIzvcH5Pnmz48csR/S+lx/Uu2LpeqcljQ54krqoKoxKUdD7rpQKqQ2l6noriqLURluUSlHQ
+66UCknqos5UVhRFiUENpaIoSgxqKBVFUWJQQ6koihKDGkpFUZQY1FAqiqLEkMpQxunvOhDC2mOPPbwNNthAEus277nnHru3dHjuuedEroH11ZlgvTZ6IPzvrExgm
++4dalhWPvOOutddtlFgocCC/GdnnAwEUKfIKJRusjB73C8qEX+rFllP9fbkcv5KUochdb1RkpmxIgRssZ7jTXWkBVmhCzMJDEDPH9Tp06VNd2bbLKJCIyxMjBKu55VOdRzAnWwMqd58
+Zih3I5V4F5lHFrvZPq78L1118va5KNgfQPP/xw3xhWCepL3owZM2ypaoq95pc16lwGZGajOPjgg2X/DTfcINuLFy
+WbbS2wyCh2b17d9kflNBk3Td56H4jK0si0Klb78p1veCCC2zpStx33PpuAvmGQQOcfdOnT7c5uZ1fMdC13uVFIXW9v/
vuO79Lly5yPGP0/GHDhslzyLHIj5KWQL7BSVBsuOGG/u677y763sZw14pz8MQTT/jGiIpMxMknn+xPmTLFP
+WUU6rs0Jw5c2zJSpLUxVhDyQPtHlZSNkNJ5HOiD2Mk33nnHZvri741J92sWTP/l19+sbmVFPuBIUKzu6jhG4SWMEaMgBSOTIaI/
90FojjppJNsbiXO6Jk3ms2pZtasWfIbTZs2tTmVuO9QGcxbUwTfw9cujaHMdn7FQA1leVFIXW8aXXznhBNOsDmVnH766ZIfDgzDb5pekhhSlARouGWDsqYVWauOmZanGHUaKkEKYih5CPnHaPHwT2QzlFhqygSjfzjGjBkj
+2655RabU0kpPDDuBgWFvFasWCEvCaKQEH7ekckQ0XomPypSSjZDCZtttplUAn7T4b7D25a3In9feumldm8laQxltvMrBmooGwbvvfee1KuOHTvanHhoNWKwwg0TDCCNAtMNtzmVUL/
5jQMPPNDmZIdnlkZZFO3atZOGX9DgJ6mLsT7KNPq7L774onxGLQciliIQdajUIOAw0UWIV0d8SSBGHvEeEX6Pi9CDyBJRl4luHo67F8fXX38tfkOCiRLzL4oJEyaIr5cAvsTZS0s
+56co2Uir642v/bXXXvO22GKLWlHGiZtKRCz8805cD26//XbxiU6ePNnmZAf/JZG2wsGGeXYQReS38VumoaCj3ujnAAE
+wzhtav6BUgMDhTIiN/G0006TtZ9EVd5hhx2qgu5m4uyzz5ay/fr1E0ObDQwig1ouobNDeHsc0hwjE1QolB25yZxnGtKcn6IkIR9db6Khm9ZcRikGBl2AckBgXwxrmzZtRE2RgVcGIjHMQ4cOlQHZMDQsMIQMFlVUVHivv/
665NPoIVgwDaPU0KxMErg3iVpar169pIxpWdqcajJ1CUupC9a/f385R5y+BNx96qmn7J5qgv8HLgm6zDvvvHMt/
2EQ143OlLp27Vrr+ge73rB8+XLpoq+//vq+MZiSF9f1Tnp+xUC73uVLPrrexrDJ93r37m1zajJo0CDZ/
9BDD8k29YTtxo0bS10m+K7psfqmVSi+fXyRV111lZQNgj/Vja247zGYahootkQ1Bel6p2HlypXyaf4B+
QzimrquTClyxRVXSPOf7rAxUDL1IRO83Xib0iUgmKnrsmeDqRWzZs2qSshpoIn+8ccfy7SrbG86Wp20dmmVXnzxxTY3M7mcn6IkIR9db1p0EGUjwOW7coiBQdu2bUV6gmfFGDZvyZIlMi2OqUrjx4/
33n77bSkHppHhjR071uvcubPo7DOtiUC+prEh5x41nSgWrGWhWpRuKs2zzz5rc6r55z//KfsIDx+k1FoWgwcPlvOMevOAa7GRCDk/
efJkeWMxZWHBggW2VE3iBnOYFcBUIZzQTJ2AcIsSCIu/5ZZbSjlTUbK2KNOcXzHQFmXDIK2uNwOj1M0ovXpgwIb9Tlbm8ccfl
+2+ffvKdhhGwdk/adIk2WYKHK1HeoXBli4DpcZ4SiuUnhka3456b1E2a9ZMPp2vMog5aflE3raUyfSmC0PrEG1h3ly0CnE
+mxeFTPhOC29L9JHNzazyp0RhKqS8PSmHaFk2Cnl+ipKJtLrexohJL4f4t1HQY4JWrVrJp/Nl0hqMgt8GN/
ZhGn1Sx/GbBv2gjEMwGET+0qVLpaWZhoIaShchPephd3nobDQE6Ao7GI1GOZFuAfKc2VYXZALjB40bN5bPTFRUVIgRZFVOtopZ6PNTlEyk0fWmXqKvhWGNWm323nvvyQwPN/
iLIV5//fVFpyeqPAOcwEg2OIPK+UThBpoZJEpDQQ3lkUce6ZluoYiVh3H+BHx/DZHbbrtNZGuRxRw0aFCVAFgSmLrjRvYY0YuDkWx8vbNnz7Y58eRzfooSnmrjyEXXG11uWo7U
+yDMBPniiy880/22OZUge0uPFInbIBjoBx98UJZA7rHHHpKHpj5GEp98eIYNhpYZLex30xUTQ/87zYRzZrWzTfr73/
9uS1WDX4xyjIDffffdkhjhIs+0amypakrNV+UmZsf5KMOj94DfgyVV7B86dKjNrfY3mrek5LvEbzFR19w433QN/
Pvuu89+I9pHGYTfZz8pyYRzyHR+xUB9lOUFq9eYrD169GhZTcaS2hEjRkg+M0R4zsNkkqt96623ZPYGiUUUf/
3rX8WXzoo+/O/U/SDUacoy8n3qqadKeX6/U6dOcvyzzjrLlqyEuk0+o+PYNtOTkmWNbmXaMcccY0tWkqQuxhrKpPq7QXCwMmzvyvE3RiFqikpDMpTAwAzOZMpMmDBB8pzRi0qsnR04cKAMdgWJM5SPPfaYGFjKJDWUEHV
+xUANZXlRaF1vphAyqBI8FsuIGbyJ4plnnvG33XbbGuU5H9Zxh2GFz6hRo2SVT7g8dT5sh5LUxToTF6PZiwY1zV30dDNNMFWRqVUTve/
lR13oejNVh5U4dN2JepUNbIlpQIh/E1+jaQxIBKFM0L1ftGiRDO4wiMR0IWMs7d5qktRFVWFUioLed6VUSG0oVddbURSlNtqiVIqC3nelVEhSFws6PUhRFKUhooZSURQlK573/
zMw2pE5Nu3TAAAAAElFTkSuQmCC)

**10) YAPI KREDİ BANKASI – YKBNK**

BIST100 Endeksindeki Ağırlığı: %3.068

 * **_Son Öneri Tarihi: 02.02.2024_**
 * **_Hedef Fiyat: 34,00_**
 * **_Getiri Potansiyeli: %48_**

**Yatırım Teması**

Yapı Kredi Bankası düzenlemelerin gevşemesinden en çok yararlanacak bankalar arasında
yer alıyor. Belirsizliğin arttığı 2023 ilk yarısını kaldıracını önemli oranda azaltarak
bitiren banka, ekonomi politikalarının makule döndüğü ikinci yarıya güçlü bir bilanço
ile giriyor. Bankanın kurumsal ve ticari segmentinden perakende müşteriye dönme 
stratejisini sürdürmesini bekliyoruz. Hem fonlamada hem de kredi cephesinde hızlanarak
devam eden küçük ve perakende hesaplara yönelme stratejisinin orta vadede güçlü 
kar büyümesi sağlamasını bekliyoruz. Güçlendirilen sermaye, iyileşen aktif kalitesi
ve perakende müşteriye ağırlık veren strateji ile bankanın orta vadede %25 özkaynak
getirisine ulaşmasını bekliyoruz. Yüksek karşılık ayırarak ve artan tahsilat ile
bilançosunu iyileştiren ve kaldıracını düşüren bankanın net karının 2023 yılında%
1, 2024 yılında %20 artmasını bekliyoruz.

**Katalist**

Para politikasının normalleşmesi ve düzenlemelerin gevşetilmesini bankacılık sektörü
için temel katalizör olarak görüyoruz. Yapı Kredi ekonomi politikalarda rasyonel
zemine dönülmesinden en çok yararlanacak bankalar arasında yer alıyor.

**Değerleme**

Orta vadeli karlılık beklentilerimizdeki iyileşmeye paralel hisse için hedef değerimizi
18.6 TL’den 26 TL’ye yükseltiyoruz.

**Riskler**

Büyümenin yavaşlamasını ve regülasyonların hafiflemesiyle rekabetin kızışmasını 
banka için temel riskler olarak görüyoruz.

[**>> SONRAKİ SAYFA: ****9) EREĞLİ DEMİR ÇELİK – EREGL**](https://www.borsatek.com/borsayi-10-bin-puanin-ustune-cikartacak-10-hisse-3378g-p3)
